Morocco's First Intelligent Neobank

Your Money. Your Rules.
Sol Has Your Back.

Solya is the smart Moroccan neobank that helps you budget, save, and grow - with Sol, your AI financial coach, by your side.

Solya User
Saved this month
3,258
Sol - "You're on track this month !"

Solya Helps Moroccans Budget, Save, and Grow - With AI by Their Side.

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Not Just a Banking App.
A Financial Coach in Your Pocket

Solya combines smart banking, automatic budgeting, gamified savings, and Sol — your personal AI coach — so you finally feel in control of your money.

Income

MAD2500.40

Spending

MAD1200.20

Main Wallet
MAD 60,520.22
+3,1 %

All-in-one app for smarter money

All in one

Eid. Vacation. Emergency. Name your goal.

Start Saving

Your budget adjusts itself. Sol handles it.

Smart Budget

Smart. Secure. Simple. Designed for you

No Matter Who You Are, Solya Speaks Your Language.

Freelancer

Your income changes every month, but your bills don't. Sol learns your rhythm, adjusts your budget in real time, and helps you stay in control — even when things get unpredictable.

Start Smart
Freelancer

Student

No one teaches you money in school. Solya does. Track your spending, build your first savings habit, and let Sol coach you before real life hits.

Start Smart
Student

Employee

Your salary hits on the 1st. By the 20th, it's gone — and you don't know where. Solya tracks every dirham automatically so you always know, and Sol makes sure next month goes better.

Start Smart
Worker

Six Powerful Features. One Simple App.

Banking, budgeting, savings, AI coaching, community, and education — everything you need to take control of your money, in one place.

Send & Receive Money Instantly

You've saved 1,200 MAD this month. Keep going!

Everything at a Glance. Nothing Hidden.

Saving Money Should Feel Like a Game. Now It Does.

Create any goal — Eid, vacation, emergency fund, wedding — name it, pick an emoji, set a deadline. Round-ups save automatically with every purchase. Challenge your friends. Earn badges. Watch your progress grow.

I work 10-hour shifts. By the time I get home, the bank is closed. Sending money to my parents shouldn't be this hard.

Aniss from Casablanca

Cash in my pocket, notes on my phone, a mental list of what I owe. End of the month? No idea where it all went.

Hassan from Fes

I earn my salary. I pay my bills. Then I wait for the next paycheck. There has to be more to it than surviving month to month.

Salma from Meknes

Every month I send money to my son. Every month I lose money to fees I don't understand.

Fatima from Rabat

Real People. Real Problems. That's Why We Built Solya.

I just want to know exactly what I'm paying, exactly when it arrives, and exactly what it costs. Is that too much to ask?

Rachid from Agadir

Sending money should take seconds, not days. And the fees? Nobody explains them.

Khadija from Marrakech

School taught me math but never how to manage money. I don't need another app that shows numbers. I need one that teaches me.

Hamza from Marrakech

I'm 24 and nobody ever showed me how to save. I want to start but I don't even know where to begin.

Sara from Tangier

Got Questions? We've Got Answers

We have answered the most common questions to help you get started with confidence.

Is my money and data safe with Solya?
Yes. Solya operates on an infrastructure licensed by Bank Al-Maghrib — Morocco's central bank. We use bank-grade encryption, biometric authentication, and real-time fraud detection. Your data is never sold or shared.
What is Solya and how does it work?
Solya is Morocco's first AI-powered neobank. It combines smart banking, automatic budgeting, gamified savings, and Sol — your personal AI financial coach. Open your account in minutes, get a Moroccan IBAN and debit card, and let Sol help you spend smarter and save more.
Who is Sol ?
Sol is your AI financial coach inside Solya. Sol analyzes your spending, predicts your month-end balance, alerts you before you overspend, and suggests actions — all in short, friendly messages. Think of Sol as a financially savvy friend who's always looking out for you.
Do I need a bank account to use Solya?
No, you don't need a traditional bank account to use Solya. Simply sign up, verify your identity, and you're ready to start sending and receiving money immediately.
Does Solya offer financial advice or education?
Yes! Through tips, tools, and in-app insights, Solya helps you build financial confidence and literacy, no matter your background or experience level.
What makes Solya different from my bank's app?
Your bank shows you numbers. Solya helps you understand them. With Sol — your AI coach — you get daily insights, spending alerts before you overspend, gamified savings goals, and financial education built in. No other app in Morocco does this.

Be the First to Experience Solya

Sign up now to be among the first to try Solya and enjoy early access to all features, benefits, and updates.

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